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Coyright © 2026 CanadaLendingNetwork.com. All rights reserved. Privacy Policy | Terms of Service | Disclaimer Disclaimer: Average Annual APR for our short term loan is 21.5%** (Subject to Change anytime) and there are no additional fees for the loan. Our services are FREE and we don’t charge you for loan application or loan processing. However, once you are approved for a loan you will be subject to interest rates and fees by our lenders. **We don’t have any fixed APR rate for our long term loans as it is variable rate and is subject to change by our lenders. Our lenders will give different APR rate depending on the credit ratings, loan amount and loan terms. This website does not constitute an offer or solicitation to lend. Canada Lending Network is not a lender and does not make loans or credit decisions. Canada Lending Network operates as a network of private lenders offering loans. Canada Lending Network offers a variety of financial services, including loans and personal credit lines. Canada Lending Network provides a matching service only and is not acting as a representative, agent, or correspondent for any of the lenders we contract with. Canada Lending Network does not control and is not responsible for the actions or inactions of any lender. Canada Lending Network does not endorse any particular lender or loan product. You are under no obligation to use Canada Lending Network’s service to initiate contact, or apply for credit with any of the lenders. This service is not available in all States and the service availability and scope are subject to change without notice. Subject to our Privacy Policy, Canada Lending Network will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. Canada Lending Network does not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender. Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit. Cash transfer times may vary between lenders and not all lenders offer one hour service. Not all lenders can provide up to $300,000. This service is not available in all states and the states serviced by this Website may change from time to time without notice. * 24-72 hour approval (between Monday – Saturday) based on a completed application and customer verification including a credit check. Payments are due on scheduled income deposits. Loans are based on a 6-36 month term and loan amounts range from $500-$50,000. For Loans more than $50,000 Ask for details. * Canada Lending Network offers both short term and long personal loans and is not a credit repair service. Canada Lending Network Services may help improve your credit score by building a credit history provided your payments are made in full and on-time. * Some restrictions and limitations may apply. Ask for details. * Payment includes loan protection insurance fees, but excludes applicable provincial taxes and prepaid card fees. CREDIT SCORE IMPACT While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly. RENEWALS Loans from lenders of Canada Lending Network do not automatically renew. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. Such a request would be subject to the company’s standard underwriting rules. FINANCIAL IMPLICATIONS Canada Lending Network offers personal loans from $500 to $50,000 with terms from 6 to 36 months. The average APR is 21.5%, and there are no additional fees for the loan. For Loans more than $50,000 the APR rate and terms will vary (Ask for details). Canada Lending Network does not charge a late fee, but payments returned NSF (non-sufficient funds) will be assessed a $50 fee in addition to fees charged by the customer’s financial institution. COLLECTIONS PRACTICES Canada Lending Network contacts customers in arrears as soon as possible. Canada Lending Network contacts customers in arrears through various means including, but not limited to telephone, email, postal mail, and SMS. Canada Lending Network may work with third parties to assist in collections activities. Mailing Address: 135 Laurier Ave W, Ottawa, ON K1P 5J2